Seeking a executive level Senior Credit Officer candidate to join the bank's leadership ranks.
The Senior Credit Officer will provide guidance and leadership to other Operational staff, Credit Analysts, Commercial (and Consumer) Lenders, etc. Will provide credit review and evaluation for commercial borrowers in support of Bank’s credit activities. Ensure credit compliance with the client bank’s regulatory credit specifications.
JOB DESCRIPTION
Vital Functions:
Partners closely with Lenders to review and evaluate projected new and renewal extensions of credit for commercial borrowers paying specific attention to the quality and analysis of the credit presented.
Approve proposed extensions of credit within authorized loan limits.
Develop, through a cooperative effort with bank loan officers, alternative strategies to address unusually complex or problematic lending situations.
Prepare transaction summaries for extensions of credit requiring approval by bank’s board of directors (Credit Committee).
Deliver mission critial leadership to new Credit employees to safeguard they rapidly become acclimated to the bank’s culture and the specific job function.
Provide ongoing support when required to assist with the documentation of multifaceted loan transactions and/or perform quality control reviews of loan files and/or loan documents.
Provide training and mentorship to junior staff within bank.
Follow past due loans for ultimate repayment and assist in managing problem loan situations.
Update monthly watch list report for assigned portfolio and safeguard accurate risk ratings.
QUALIFICATIONS
Experience
Bachelor’s degree in business, accounting, finance, and/or related disciplines.
Cour or more years of banking or financial experience, with 3 (three) or more years’ experience in commercial and consumer loan documentation.
Education:
University - Bachelor's Degree/3-4 Year Degree
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